Legal Notice

Offers in effect from Tuesday, May 21 until Wednesday, May 29, 2018. Limited quantity on certain items. Applies to in-stock products only. These offers cannot be combined with any other promotion. Details in store. †Selected brands and models. Details in store. **Delivery available. See conditions in store. ***Delivery available. Within a 200-km radius. Details in store.

*Sale terms and conditions for “Equal monthly payments, no interest” financing program: minimum purchase of $799 before taxes for furniture, mattresses, decoration accessories, household appliances and electronics except for selected items. Subject to Fédération des caisses Desjardins du Québec ("the Federation") approval. All annual interest rates indicated are subject to change. The "Deferred payment, no payments or interest for..." offer allows the customer to use a credit card issued by the Federation ("the Card") to pay for a deferred payment purchase, without incurring interest during the period set at the time of purchase. If this purchase is not paid in full by the due date, an annual interest rate of not more than 21.9% applies and it is converted into equal and consecutive payments due in 12 monthly instalments if the converted balance is less than $1,000; 24 monthly instalments if the converted balance is equal to or greater than $1,000 and less than $3,000; or in 36 monthly instalments if the converted balance is equal to or greater than $3,000.

Annual interest rate on the card of not more than 19.9%. There is a 21-day, interest-free grace period on the card from the date the monthly statement is mailed or from the date it is made available in electronic format to settle the account without paying credit charges, except on cash advances and cheques. Minimum card payment is 5% of the total of: the balance shown on the account statement for the previous period; credit charges on purchases and monthly instalments that have not been paid on the due date for the current period; regular purchases, cash advances and cheques during the statement period and credit charges on cash advances and cheques. To which are added: monthly instalment(s) for the statement period, deferred payment purchases due on the statement date, past due amounts, and any other amount set out in the card contract. No membership/renewal fees may apply depending on the card requested or used for the purchase. Details in store.

TABLE OF EXAMPLES OF CREDIT CHARGES
AVERAGE DAILY BALANCE ANNUAL
INTEREST RATE
COST FOR A 30-DAY
BILLING CYCLE
ANNUAL COST
  $100 $500 $100 $500
Regular purchase 19,90% $1,64 $8,18 $19,90 $99,50
Equal Instalments Financing 19,90% $1,64 $8,18 $19,90 $99,50
Deferred payment financing 21,90% $1,80 $9,00 $21,90 $109,50